I was a massage therapist at a spa, and I was laid off in July because my current employer is relocating our business. We were supposed to re-open by now, but due to construction issues, it's not going to happen.
I went from working a 40-hour week, to nothing. I called California EDD, told them the story, and was told I would be getting $223 a week.
I got an unemployment payment today for one week, but due to the delays, I am still owed for five weeks.
Since I've been laid off, I went through all of my savings to pay last month's bills and rent. I felt EDD was a lifeline to get me through that period of time, but now I have no money for food, bills, etc.
I have $1.75 in my checking account and a couple dollars in my savings account.
I'm actively looking for a new job, but massage therapy might be on hold because I have to renew my certification, which costs $150. Having a roof over my head is more important.
My main concern right now is paying the rent, which is $775 a month. I can do without everything else. I take the bus, electricity costs about $100 and my student loan payments are about $150 a month.
It's frustrating and embarrassing. I've never been on any kind of assistance before.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||4.37%||4.31%|
|15 yr fixed||3.40%||3.32%|
|30 yr refi||4.38%||4.31%|
|15 yr refi||3.39%||3.32%|
Today's featured rates: