TD Bank
TD Bank
Best: National bank for high balance accounts
Branches: 1,280 in 15 states
Contact: tdbank.com

Minimums to avoid fees:
• $2,500 monthly balance on Premier Checking
• $10,000 balance on High Yield Savings linked accounts

Interest rates:
• 0.05% on Premier Checking
• 0.2% to 0.25% on $1,000 to $10,000; 0.35% to 0.55% for $10,000 to $25,000 in High Yield Savings

Why it's a winner: Impressive rewards for customers floating $12,500. Most big banks save their best terms for high-balance customers. Still, TD shines against peers: You pay no out-of-network ATM fees and get unlimited reimbursements for fees from other banks on checking.

There's no foreign transaction fee on debits (up to 3% elsewhere). Savings rates are above average, and you even earn a bit on checking. Plus, branches are open extended hours.

Caveat: Rates on savings depend on region; check the bank's site to see what it is paying near you.


  @Money - Last updated September 26 2012 09:52 AM ET
Join the Conversation
What to do with $1,000 now!

Don't let the shaky economy stress you out. A grand can still improve your career prospects, lower investment risk, make your home safer and more.

Find Homes for sale
  • Property Type
  • Find a home in:
    New York | Atlanta | Chicago | Los Angeles
    Washington D.C | Houston | Philadelphia | More options
Market indexes are shown in real time, except for the DJIA, which is delayed by two minutes. All times are ET. Disclaimer LIBOR Warning: Neither BBA Enterprises Limited, nor the BBA LIBOR Contributor Banks, nor Reuters, can be held liable for any irregularity or inaccuracy of BBA LIBOR. Disclaimer. Morningstar: © 2014 Morningstar, Inc. All Rights Reserved. Disclaimer The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2014 is proprietary to Dow Jones & Company, Inc. Chicago Mercantile Association. The market data is the property of Chicago Mercantile Exchange Inc. and its licensors. All rights reserved. FactSet Research Systems Inc. 2014. All rights reserved. Most stock quote data provided by BATS.