Be smart about college
plan better mark kantrowitz
Mark Kantrowitz

Help your kids to go to a dream college ...
Have your child record herself answering her admissions or scholarship essay questions out loud, then transcribe the recording.

People speak at about 200 words a minute, but write or type at 30 to 60 words a minute. So the act of writing interferes with the flow of thought. Answering a question out loud will yield a much more passionate and personal essay.
-- Mark Kantrowitz, senior vice president and publisher of the Edvisors Network

... And pick a major that will offset rising tuition costs
The three big predictors of high income are your college major, whether you go into management, and whether you go to graduate school. More and more, your major matters more than what school you graduated from.

Related: Business majors most likely to be underemployed, report finds

People who major in scientific, engineering, mathematical, or technological fields get higher starting salaries, move into management faster, and recover better during downturns.
-- Anthony Carnevale, director and research professor at the Georgetown University Center on Education and the Workforce

Borrow smart for school
Stick with federal loans. They have better repayment options than private loans. And sign up for one of the federal government's Income-Based Repayment options such as Pay As You Earn. The federal Income-Based Repayment program is saving me hundreds of dollars a month. I wouldn't be able to work in the non-profit world without it.
-- Rory O'Sullivan, policy director for the Young Invincibles

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  @Money - Last updated June 26 2013 04:26 PM ET
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