What to do with $10,000 now!

If there's an extra $10,000 in your budget, consider investing in low-cost index funds, buying a reliable used car or taking a European river cruise.

Advance your career

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Become a data miner. Looking for a raise? One of the most sought-after skills these days is expertise in SAS data-mining software, used in an array of industries from retail to pharmaceuticals to even casinos (to help figure out which high rollers should be comped rooms and perks). PayScale.com found that this skill boosted median pay by 17%.

SAS offers its own certification courses. The first two levels cost $6,750. Add predictive modeling, an elective that helps you build statistical models, for a total of $9,400. Some colleges, including NYU and UC Berkeley, also offer SAS courses.

  @Money - Last updated October 01 2013 04:05 PM ET
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What to do with $100,000 now!

Got $100,000? You can buy that vacation condo outright, get an executive MBA or make a big donation.

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