The waves are high for wealthy singles in Santa Cruz. Known by many as Surf City, it's the place to grab a board and catch some tasty barrels. Hodads can sit on the beach or people-watch on the boardwalk. And if you're more comfortable checking out animals than humans, visit the Monarch Butterfly Natural Preserve or take a whale-watching tour in Monterey Bay.
For nightlife, head to the restaurants and bars around Pacific Ave., downtown's main drag. Or put on your dancing shoes and head to the boardwalk every Sunday night for Salsa by the Sea.
These terrific small cities offer strong job opportunities, great schools, low crime, quality health care, and a true sense of community.
|Overnight Avg Rate||Latest||Change||Last Week|
|30 yr fixed||4.28%||4.26%|
|15 yr fixed||3.30%||3.30%|
|30 yr refi||4.32%||4.25%|
|15 yr refi||3.35%||3.29%|
Today's featured rates: