Thirty-four percent of retiring couples disagree about where or whether to move.
According to a 2013 Hearts & Wallets survey, deciding where to settle down in retirement is one of the biggest areas of disconnect between couples. "Typically the question of where to live is wrapped up in bigger issues like the partners' connection to the community and obligations to other family members," says Catherine Frank, executive director of the Osher Lifelong Learning Institute in Asheville, N.C.
Can't agree on a location? Start with a compromise: a season or two renting in the area that one of you dreams of. If the rental works out, you might buy a second home, assuming you can truly afford it.
Expect to pay about 1% of the home's cost annually for maintenance, on top of insurance, utilities, and any homeowners association fees. And don't forget to factor in the cost of transportation to and from the new property.